Just 3 more sleeps and we will be starting a brand new year!
Can you feel the excitement that’s building?
Are you feeling a swell of anticipation about what your 2015
will bring?
This is the time of year when many people set their New
Year’s Resolutions. You know, that ‘same
old, same old’ list of things you think you should want to accomplish over the
next 12 months …
…Lose the weight I put on over Christmas (and maybe a few
more pounds as well)
…Quit smoking (I licked that one in 1997 and have been
blissfully smoke-free ever since)
…Clear out the clutter in my …kitchen…spare
room…closet…office…
While those are all worthy goals, statistics tell the sad
story that most people will break their resolutions in the first 3 to 12 weeks
of the new year, depending on how committed they were to the resolution in the
first place.
I’d like you to stop writing that list of resolutions and
focus instead on creating your ‘Wealth Intentions’ for 2015.
Not sure what I mean by Wealth Intentions? Here are several for you to consider:
1) I intend to create
my personal and business (if that applies to you) Emergency Funds
and make regular contributions to them from every pay cheque, or, monthly – it doesn’t
matter what the frequency of contributions is so long as you make them!
and make regular contributions to them from every pay cheque, or, monthly – it doesn’t
matter what the frequency of contributions is so long as you make them!
2) I intend to set up
a pre-authorized deduction of at least 10% of my net pay into a TFSA
(Tax Free Savings Account) or RRSP (Registered Retirement Savings Plan) – if you
don’t already have one or both of these, get them set up as soon as possible in the new
year.
(Tax Free Savings Account) or RRSP (Registered Retirement Savings Plan) – if you
don’t already have one or both of these, get them set up as soon as possible in the new
year.
3) I intend to create
a realistic debt repayment plan to eliminate my consumer debt as soon
as possible – if you’re unsure how to do this, start by listing all your debts and the
interest you are currently paying on your outstanding balances. There are many other
things you can do in this category but this is your essential first step.
as possible – if you’re unsure how to do this, start by listing all your debts and the
interest you are currently paying on your outstanding balances. There are many other
things you can do in this category but this is your essential first step.
4) I intend to expand
my knowledge of money management by reading at least 1 related
book, magazine or website every week – if you’re not a fast reader, make it every
month…just do it!
book, magazine or website every week – if you’re not a fast reader, make it every
month…just do it!
By now, you can see where I am going with this. Are you starting to get some other ideas for your Wealth Intentions?
Most importantly, phrase them in the present “I intend…”. While ‘I am’ are the two most powerful words
you can speak, “I intend” are almost as potent.
Then, ensure that you have worded your intention in a
positive way (no negatives here, please).
BONUS for those who want to quit smoking (I used these when
I quit in 1997):
“I intend to be smoke-free for the rest of my life” and “I
intend to be free of cravings for cigarettes for the rest of my life”.
Remember, it takes anywhere from 3 weeks to almost a year to
make a new habit your default behaviour so keep at it!
Repeat your intentions out loud every day…
Post them where you can see them throughout your day…
Take action on them!!
In addition to the usual good wishes for a healthy and happy
New Year, I also wish you huge success with setting, implementing and reaping
the rewards of your Wealth Intentions!
If you would like help in creating your Wealth Intentions
and connecting with me feels right for you, please call me at 705.881.1846 or
1.844.881.1846 or email me at Patti@AwesomeWealthyWoman.com
and I would be delighted to speak with you personally.
“Every decision you
make takes you one step closer to being wealthy…or one step further away.” ~
Shay Olivarria